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Prosper Overview
Prosper is the worlds largest peer-to-peer lending marketplace with over 900,000 members and over $185,000 in loans funded. We pioneered peer-to-peer lending to allow people to invest in each other in a way that is socially and financially rewarding.
Prosper's unique peer-to-peer lending auction model provides an open and transparent way to invest in loans or get a personal loan on terms that are favorable to everyone involved in the transaction.
Join our financial community today and find out what other lenders have already discovered: Prosper signals a new era in investing. Visit Prosper to find out more and sign up today!
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Prosper Testimonial
Prosper Member bids on loans that reflect his own values: Steve A., Iowa; Member since 12/2006
"...debt consolidation is something I support!" Self-described "serial entrepreneur", Steve A. spends most of his time and energy investing in software companies. When his wife read about Prosper in a magazine and brought it to his attention, it immediately piqued Steve's investment curiosity. "Right away, I saw P2P lending as an appealing, unique business model that nicely fit a niche that needed to be filled."
"It's definitely a learning process," Steve recounts when asked how he gets such great returns on Prosper. "I look for a number of things," Steve says of his eye for good listings, "But mostly, I've just learned from experience."
"I enjoy bidding in ways that reflect my own values," Steve says. "I'm not sure I want to fund someone's vacation, but debt consolidation is something I support and I'm glad to help."
Join our financial community today and find out what other lenders have already discovered: Prosper signals a new era in investing. Visit Prosper to find out more and sign up today!
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Pro-consumer loan terms:
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Fixed rate
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Fully amortizing 3 year loan terms
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Loan amounts of $2,000-$25,000
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No hidden fees or pre-payment penalties
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Access to credit when banks are reluctant to lend
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Accelerated funding through Portfolio Plans
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More choices, a sense of empowerment, an online community based alternative
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Ability to involve friends, family and fellow Americans to lower rate